FLOWPAY Secures $30M Funding to Revolutionize SME Financing with AI-Driven Risk Solutions

FLOWPAY is proud to announce a significant funding milestone, raising $30,000,000 to accelerate its mission of empowering SMEs through advanced, data-driven lending solutions. This investment underscores the market’s strong confidence in FLOWPAY’s innovative approach, which leverages predictive AI models to assess risk with unparalleled precision. Designed specifically for small and medium-sized enterprises, these models utilize alternative data and PSD2 segmentation to truly understand each business’s potential, ensuring that financing decisions are both swift and accurate. At its core, FLOWPAY operates as a Direct Lender, providing SMEs with quick and accessible online financing to fuel growth and overcome cash flow challenges. This funding will further enhance the company’s direct lending platform, enabling FLOWPAY to extend even more competitive and flexible financing options to businesses that are often overlooked by traditional banking institutions. Additionally, the investment will boost the development of FLOWPAY’s Embedded Finance solutions—a white label offering that integrates seamlessly within POS, E-commerce, and other critical platforms. This integration not only drives customer retention but also opens up new streams of income for platform partners, ultimately transforming how financial services are delivered to SMEs. Moreover, part of the capital will be dedicated to expanding the reach of FLOWPAY’s Risk as a Service (RaaS) platform, which equips lending institutions with the deep insights needed to underwrite SME businesses more confidently. By combining cutting-edge technology with strategic market expansion, FLOWPAY is set to redefine access to credit and drive sustainable growth within the SME sector, ensuring a thriving ecosystem for entrepreneurs and investors alike.